Pros and cons of investing in property Property investment is often seen as being less risky than other forms of investment. However, while it may seem more straightforward, there are pitfalls to be aware of. Here’s what you need to consider about investing in property. Pros Less volatility – Property can be less volatile than … Read more
Downsizing at a glance Downsizing your home can reduce the size of your mortgage and ongoing running costs in some situations, but buying and selling costs can add up. Your equity and loan to value ratio (LVR) can affect your next loan options and costs, including whether lenders mortgage insurance (LMI) applies. If you’re 55 … Read more
Understanding financial health Financial health is an important part of our lives. When we take care of our financial health we can better manage financial stress and achieve our financial goals. Financial health is made up of three components: the ability to meet everyday commitments like paying your bills and making loan repayments the resilience … Read more
Even investors who bought at the worst possible moments over 25 years still more than tripled their money One of the most common fears investors face is putting money into the market today, only to see asset prices fall significantly tomorrow. It’s understandable; when headlines are dominated by war, tariffs, inflation risks and AI spending … Read more
If you’re buying a rental property, it’s important you get the right advice from the very beginning. Before you buy your rental property When you’re preparing to buy a rental property, there are a few important things to think about to make sure you start off on the right track. Get the right information Whether … Read more
If your profit lives in your head, not on a spreadsheet, we need to fix that. The thing most soloists learn the hard way is that being busy is not the same as being profitable. You can have a full calendar, happy clients and money coming in… and still be going backwards. What you need … Read more
If you’re a temporary resident of Australia, how to claim your superannuation when you leave. Eligibility for Departing Australia superannuation payment (DASP) If you’ve worked in Australia on a temporary visa, you may have accumulated superannuation that has been paid by your employer under the compulsory super guarantee. You may be eligible to have this … Read more
As women enter their mid-career years, many begin to earn more and have greater capacity to invest. Making the most of this window can play a crucial role in building long term financial security. The mid-career phase is a critical opportunity for women to get their financial house in order and build their … Read more
Here are some ways to help you get the most out of any retirement savings. Do a retirement budget When you retire, some of the things you spend your money on will change. Having published by the Association of Super Funds of Australia (ASFA). Check out the current spending levels of retirees, published by Super … Read more
How self-managed super fund (SMSF) trustees can meet their responsibility to keep accurate tax and super records. How self-managed super fund (SMSF) trustees can meet their responsibility to keep accurate tax and super records. Why keep records? Superannuation law requires trustees to keep extensive records including financial and trustee records. Poor record keeping … Read more
Every new financial year comes with a list of must-do tasks, but 2026-27 is bringing a range of fresh challenges for SMEs arising from the start of Payday Super and major changes announced in the May Federal Budget. Following the global trend, the Budget made it clear that tax integrity and transparency is now a … Read more
Around 2.8 million of Australia’s lowest-paid workers got a 4.75% pay rise from July 1 this year, after the latest Fair Work Commission annual decision on award wages. Who benefits from this decision Announcing the wage rises, Justice Adam Hatcher said this was a “particularly challenging” decision, especially due to the “wild card of the … Read more
